Sewage backups may not be covered by your insurance in Dowagiac, Michigan.

12/1/2017 (Permalink)

This sewage backup occurred in this customer's Dowagiac, Michigan bathroom after heavy rains fell.

Sewer or sewage backup insurance may be necessary to cover damages that occurred where no surface water flooding also occurred. Sewer backup insurance, coverage for damages caused by backup through sewer and drains, is available on most homeowners and commercial policies, usually as an additional rider.  These backups not only cause damage that is difficult and expensive to repair, but also create health hazards. Most homeowner and business insurance policies do not cover sewer or sewage backup unless specific sewer or sewage backup coverage is added to the policy, according to the Insurance Information Institute.  On average a sewer or sewage backup cleanup claim process can cost anywhere from $2,000.00 to $20,000.00.  SERVPRO of Cass & St. Joseph Counties highly recommends discussing any and all insurance coverage questions with your insurance agent or insurance company.